Check

This article caught my interest because it answers a question my eldest daughter and I  have wondered about – “What is it with these banks that are so quick to hit you with a fee for spending more than you have in your checking account but take their own sweet time in crediting deposits?”

Not being a banker I will not try to paraphrase the information.  Ron Lieber does a fine job in his article, “Hurry Up and Credit My Account,” from the September 18, 2009 New York Times.

http://www.nytimes.com/2009/09/19/your-money/19money.html?scp=4&sq=Ron%20Lieber&st=cse